Mortgages in the United States and mortgages in Costa Rica have many similarities but also many differences.  If you are interested in reading more about what makes getting a loan in Costa Rica different please see our "Your Questions" page.  But as for Mortgage Basics, the heart and center of mortgage lending is based around your credit score. 

A couple of years ago, Scott was invited to speak at a community financial fair being held a local church.  The thrust of Scott's message revolved around how your credit score affects your mortgage.  His presentation is broken down into 3 seperate short videos below. 

Mortgage Conference Part 1 (18:00).  Content: A Mortgage Quiz, How Much Do You Really Know?  Credit Companies, Score Range, Rates and Scores, Conforming and Non-Conforming Loans

Mortgage Conference Part 2 (18:00).  Content: 5 Factors That Determine Your Score, Errors on Your Report, Underwriting Factors, Rate Shopping - Good or Bad?

Mortgage Conference Part 3 (12:00). Content: Does Checking Credit Hurt My Score? Reasons For Refinancing, Look At Your Credit For Free